Small business loans

Up to ₦5 million for your small business

Arteesa has partnered with a financial institution in Nigeria to give small businesses and artisans access to loans from ₦500,000 to ₦5 million, at 9% interest a year.

₦500k to ₦5m

Loan amount

9% a year

Interest, subject to the loan terms

3 minutes

To apply, with no documents yet

Apply in about 3 minutes

No documents are needed at this stage. We will ask for them after we contact you.

About you
Your business
The loan

How it works

  1. 1

    Apply here

    Answer a few questions about you and your business. It takes about 3 minutes.

  2. 2

    We contact you

    A member of the Arteesa loan team messages you on WhatsApp from 0814 728 2100 within 2 working days.

  3. 3

    Send your documents

    We tell you what to send and where. This is when we ask for your BVN, ID and bank statements.

  4. 4

    The lender decides

    Our lending partner reviews your application and makes the credit decision.

Who can apply

  • Tailors and fashion designers
  • Hairstylists, barbers and beauty professionals
  • Carpenters
  • Electricians and plumbers
  • AC technicians
  • Solar installers
  • Graphics and printing
  • Photographers and videographers
  • Professional cleaners
  • Other small businesses with steady income

What helps your application

You can still apply if you don’t have all of these.

  • The business has been running for at least 12 months
  • 12 months of bank statements, ideally from a business account
  • A shop or office that can be visited
  • CAC registration
  • Income that shows the business can repay
  • A good record on any past loans

Stay safe

Arteesa will never ask for your PIN, OTP or password, and we will never ask for your BVN in Instagram or Facebook messages. Only trust messages from 0814 728 2100 and hello@arteesa.app. If someone else offers you an Arteesa loan, it is not us.

Loans are provided by Arteesa’s lending partner, a financial institution in Nigeria, and are subject to its checks, approval and loan terms. The 9% rate is subject to the applicable loan terms and repayment structure. Arteesa is not a lender: we help small businesses apply and pass complete applications to our lending partner. Questions? Email hello@arteesa.app.